Thousands of farmers in Bagerhat are finally getting a bit of breathing room after the government announced a major agricultural loan waiver programme covering Tk 5.18 crore. The relief package will benefit 6,646 farmers across the district, many of whom have struggled for years with unpaid crop and livestock loans.
Government Expands Small Agricultural Loan Waiver Programme
According to officials, the waived amount totals Tk 5 crore 18 lakh 32 thousand 593. The initiative is linked to the government’s broader plan to clear small agricultural debts, particularly loans tied to crop farming, fisheries, and livestock sectors. Earlier cabinet decisions had already approved waivers for agricultural loans up to Tk 10,000 under specific schemes.
Which Farmers Are Likely to Qualify?
The answer depends on whether the borrower’s name appears on the official beneficiary list prepared by the authorities. In most cases, small outstanding agricultural loans falling within the approved limit are expected to qualify. Farmers who borrowed through recognised agricultural credit programmes are more likely to be eligible.
Local bank branches are handling the first stage of verification. Farmers are being advised to contact their lending bank or microfinance institution directly to check their status. The Upazila Agriculture Office is also helping coordinate the process alongside district officials.
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Why This Waiver Matters for Rural Families
For many small farmers in Bagerhat, even a waiver of Tk 8,000 or Tk 10,000 can make a real difference. With rising cultivation costs and uncertain weather conditions, this relief programme could help struggling rural families regain some financial stability instead of remaining trapped in old debt cycles.
FAQs
Who qualifies for the loan waiver in Bagerhat?
Farmers with small agricultural loans listed under the official government beneficiary programme.
How can farmers check their eligibility?
local bank branches or the Upazila Agriculture Office.
Will the waived amount be cleared immediately?
Authorities say some cases may take longer due to record checking and phased implementation.
Summary:
The government has announced an agricultural loan waiver worth Tk 5.18 crore for 6,646 farmers in Bagerhat under its broader rural debt relief programme. The initiative mainly targets small loans related to crop farming, fisheries, and livestock sectors.
