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One of the significant mobile financial services which are available in Bangladesh are bKash, Rocket and Nagad and they have emerged as an inevitable part of our daily routine. Because we have switched our mode of money transaction via digitally/cash free rather than with cash. The ultimate aim of inventing such mobile applications or digital services is to offer both convenient and secure ways of money transactions digitally.
Nagad
It is majorly called as a budget-friendly service because their lower transaction costs make their service more appealing for the users who are cost-conscious. It was founded in the year 2019 and it is now available across the nation. Also, it is the first full-fledged digital bank founded in Bangladesh. During the regular transaction the user will be benefited with the cashback offers and discounts.
bKash
bKash was founded in 2011 which has been built to cater a smooth service featuring a clean dashboard and one-tap transactions. Any kind of bills or recharge or any payments can be carried out through bKash digital services. Some of the iconic features of bKash service are extensive agent network, biometric login, PIN protection, merchant partnerships and prompt alerts regarding any fraudulent activities.
Rocket
Rocket is known as a traditional banking service with seamless integration that is operated by Dutch-Bangla Bank.
Comparison
| Features | bKash | Nagad | Rocket |
| User Interface | User-Friendly | Simple and clean | A little outdated |
| Coverage | Nationwide | Nationwide | Nationwide |
| Fees for Transaction | Relatively High | Lower & Competitive | Moderate |
| Speed of Transaction | Fast | Fast | A little slower |
| Security | Biometric, PIN, fraud alert | 2FA, PIN | Standard PIN |
| International Support | Remittance Support | Growing via TerraPay | Limited |
| Offline Access (USSD) | Yes – *247# | Yes – *167 | Yes – *322# |
| Customer Support | Responsive & Established | Developing | A little Inconsistent |
In conclusion, based on the information available on the various trustable sources like official websites of bKash, Nagad and Rocket & other reports, the digital service bKash remains the most used and best in Bangladesh than other two. And bKash has over 70 million users across the nation.
(Courtesy: All the informations reflects the third-party analysis and it is not a personal opinion)
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