BRAC Bank Instant Loan: Up to Tk 5 Lakh Through the Shubidha App

October 15, 2026
2 mins read
Instant Loan
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BRAC Bank offers an Instant Loan of up to Tk 5 lakh through its Shubidha app. Eligible invited customers do not need to visit a branch, arrange a guarantor, or submit a cheque.

Who Can Apply

  • Applicants must be between 21 and 62 years old.
  • Most applicants need a BRAC Bank salary account, a monthly salary of at least Tk 15,000, and three months in their current job.
  • Some selected current account, savings account, Fixed Deposit Receipt (FDR), and Deposit Pension Scheme (DPS) customers may also be considered under the bank’s policy.

How to Apply

  1. Look for BRAC Bank’s invitation text message. Eligible customers receive an offer.
  2. Open the Shubidha app and log in.
  3. Follow the Instant Loan steps, choose your amount and tenure, and submit.
  4. After approval, the money is sent digitally, often within minutes during working hours.

Repayment

You can repay the loan in equal monthly instalments (EMIs) over 3 to 60 months. It can cover urgent needs such as medical treatment, weddings, home repairs, or travel.

Before You Apply

Check the exact interest rate, processing fee, and your approved limit in the Shubidha app. These depend on the bank’s assessment and your customer profile.

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Payel

Payel

Payel is a journalist and writer with a deep commitment to storytelling. Passionate about nature, the environment, and the human stories intertwined with them, she aims to highlight issues that shape our world and inspire meaningful change.

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